It is! But my wife doesn't care as long as it works. So I do my best to make it work. lol
> Do you have credit unions in Brazil? They tend to be less > draconian here in the USA ...
We do but we need to use that particular bank because of our business, for practical reasons.
For example, at the end of the business day we need to be able to make a deposit. As it is now one of us or one of our employees can walk right across the street from our store, into the bank and stick an envelope with money into an ATM. This is extremely convenient.
The 'cooperativos' don't have ATMs, and if they did, someone would have to drive half way across the city every day during peak rush hour to deposit the money. No thanks!
Due to our "profit margin" (lol, I love using these kind of words) we cannot have someone pick up the money and deposit it for us. And we cannot keep a safe in the store, it's too dangerous. This is Brazil, mano!