>It's the libertarian ideal - no services provided for those who don't pay for them explicitly.
Or the other way to look at it... it's your choice.
If you CHOOSE not to participate... it's your responsibility (not society's) if your choices don't work out for you.
The converse is true.... make good choices... and likewise society won't glom and parasitize the benefits you reap from your choices.
In otherwords... you have the right to PURSUE happiness. No where does our constitution say you have the RIGHT to happiness paid for by the fruits of your neighbor.